Become self-sufficient with MBA Finance courses India has a large population that is unbanked. For them, access to capital is not forthcoming. Semi-skilled and unskilled laborers, women, unemployed, under-employed and low-income individuals from MBA in Finance have limited or no access to formal banking services. Micro-finance is the business of providing small sums of loan to the people who cannot access formal banking. In other words, it is a type of banking service provides to unemployed or low-income individuals or groups who would otherwise have no other means of gaining financial services.